Malawi’s leading
specialist bank

Rates and resources

Rates and
resources

Access up-to-date interest and forex rates, along with essential forms all in one convenient place

Current interest rates

CDH Investment Bank wishes to advise its valued customers and all stakeholders that the reference rate for January 2026 has been revised from 25.30% to 25.20%.

For more information, please contact us on customercare@cdh-malawi.com or info@cdh-malawi.com.

The rate is effective Tuesday, 6th January 2026.

Savings
Prime Investors	9.50%	Balances above K500, 000
Smart Investors	8.00%	Balances above K100, 000

Call accounts
7 day call	6.00%
30 day call	7.00%

Fixed deposits
1 month	8.00%
2 months	8.50%
3 months	9.00%
6 months	Negotiable

Current account	0.25%	Accounts below K50m;

	0.25%	Balances above K50m;

Foreign currency account	0.10%
Landing rate	Contact account relationship
(Malawi reference rate)	Manager for current rate

An investment account where funds deposited are available immediately

Currency	Spot Buying	Spot Selling	TT Buy	TT Sell	TT Middle	Cash Buy	Cash Mid	Cash Sell
Date	Tuesday, 20 January 2026
USD	1	1	1716.6667	1751	1733.8334	1810.5	1837.6575	1864.815
GBP	1.344	1.3448	2381.7302	2425.3871	2403.5587	2507.8032	2545.4203	2583.0373
ZAR	16.3701	16.373	108.0789	110.1722	109.1256	113.9159	115.6247	117.3334
EUR	1.1666	1.1669	2066.6575	2104.5392	2085.5983	2176.0526	2208.6934	2241.3342
AUD	0.6737	0.6739	1159.5947	1179.6487	1169.6217
AED	3.6729	3.6731	468.6305	476.735	472.6828
BWP	0.0708	0.0714	121.8633	123.9708	122.917
CNY	6.9604	6.9612	247.2894	251.566	249.4277
CAD	1.3849	1.3853	1242.8572	1264.3512	1253.6042
CHF	0.796	0.7963	2162.353	2199.7487	2181.0509
DKK	6.4039	6.4062	268.7789	273.4271	271.103
HKD	7.7975	7.7976	220.7416	224.5592	222.6504
INR	91.0188	91.0388	18.9107	19.2378	19.0743
JPY	158.1	158.15	10.887	11.0753	10.9811
KES	128.9	129.1	13.3532	13.5842	13.4687
MYR	4.05	4.055	424.9958	432.3457	428.6707
MZN	63.27	64.54	27.2046	27.675	27.4398
NZD	0.5832	0.5835	1003.8231	1021.1832	1012.5031
ZMK	20	20.05	86.0617	87.55	86.8058
NOK	10.0384	10.0534	171.4649	174.4302	172.9475