Malawi’s leading
specialist bank
Rates and resources
Rates and
resources
Access up-to-date interest and forex rates, along with essential forms all in one convenient place
Current interest rates
CDH Investment Bank wishes to advise its valued customers and all stakeholders that the reference rate for October 2026 has been revised from 21.20% to 21.40%.
For more information please contact:
customercare@cdh-malawi.com
info@cdh-malawi.com
The rate is effective Monday, 5th October 2026
| Savings | ||
| Prime Investors | 9.50% | Balances above K500,000 |
| Smart Investors | 8.00% | Balances above K100,000 |
| Call Accounts | ||
| 7 day call | 6.00% | |
| 30 day call | 7.00% | |
| Fixed Deposits | ||
| 1 month | 8.00% | |
| 2 months | 8.50% | |
| 3 months | 9.00% | |
| 6 months | Negotiable | |
| Current Account | ||
| Accounts below K50m | 0.25% | |
| Balances above K50m | 0.25% | |
| Foreign Currency Account | ||
| Foreign currency account | 0.10% | |
| Other | ||
| Landing rate | Contact account relationship | |
| Malawi reference rate | Manager for current rate | |
| Date: | Monday, 11 March 2026 | |||||||
|---|---|---|---|---|---|---|---|---|
| Currency | Spot Buying | Spot Selling | TT Buy | TT Sell | TT Middle | Cash Buy | Cash Mid | Cash Sell |
| USD | 1 | 1 | 1716.6667 | 1751 | 1733.8334 | 1810.5 | 1837.6575 | 1864.815 |
| GBP | 1.3446 | 1.3453 | 2382.6157 | 2426.2889 | 2404.4523 | 2508.7356 | 2520.2462 | 2557.4912 |
| ZAR | 16.2455 | 16.2607 | 108.9079 | 111.0172 | 109.9625 | 114.7896 | 115.0812 | 116.782 |
| EUR | 1.1634 | 1.1637 | 2060.99 | 2098.7679 | 2079.879 | 2170.0852 | 2194.4975 | 2226.9285 |
| AUD | 0.7171 | 0.7172 | 1234.2962 | 1255.6421 | 1244.9691 | |||
| AED | 3.6718 | 3.6733 | 468.7709 | 476.8778 | 472.8244 | |||
| BWP | 0.071 | 0.072 | 122.2075 | 124.321 | 123.2643 | |||
| CNY | 6.864 | 6.8643 | 250.7624 | 255.0991 | 252.9307 | |||
| CAD | 1.3559 | 1.3563 | 1269.4395 | 1291.3932 | 1280.4163 | |||
| CHF | 0.7771 | 0.7772 | 2214.944 | 2253.2493 | 2234.0966 | |||
| DKK | 6.4216 | 6.4228 | 268.038 | 272.6735 | 270.3558 | |||
| HKD | 7.8265 | 7.8268 | 219.9237 | 223.7271 | 221.8254 | |||
| INR | 91.9110 | 91.9210 | 18.7272 | 19.0510 | 18.8891 | |||
| JPY | 158.1400 | 158.1800 | 10.8842 | 11.0725 | 10.9784 | |||
| KES | 129.2000 | 129.4000 | 13.3222 | 13.5526 | 13.4374 | |||
| MYR | 3.9220 | 3.9300 | 438.8661 | 446.4559 | 442.6610 | |||
| MZN | 63.2400 | 63.9400 | 27.2175 | 27.6882 | 27.4528 | |||
| NZD | 0.5943 | 0.5944 | 1022.9288 | 1040.6193 | 1031.7740 | |||
| ZMK | 19.3070 | 19.9690 | 89.1507 | 90.6925 | 89.9216 | |||
| NOK | 9.6132 | 9.6286 | 179.0489 | 182.1454 | 180.5971 | |||
Indicative Foreign Exchange Rates – Friday, 09 October 2026
| Currency | Spot Buying | Spot Selling | Telegraphic Transfer (TT) | Cash | ||||
|---|---|---|---|---|---|---|---|---|
| TT Buy | TT Sell | TT Middle | Cash Buy | Cash Mid | Cash Sell | |||
| USD | 1 | 1 | 1716.6667 | 1751 | 1733.8334 | 1810.5 | 1837.6575 | 1864.815 |
| GBP | 1.3247 | 1.3248 | 2346.3088 | 2389.3165 | 2367.8127 | 2470.5069 | 2507.5645 | 2544.6221 |
| ZAR | 16.5125 | 16.5145 | 107.1469 | 109.2221 | 108.1845 | 112.9335 | 114.6275 | 116.3215 |
| EUR | 1.1237 | 1.1238 | 1990.3245 | 2026.807 | 2008.5658 | 2095.6791 | 2127.1143 | 2158.5495 |
| AUD | 0.6983 | 0.6987 | 1201.937 | 1222.7233 | 1212.3302 | |||
| AED | 3.6726 | 3.6728 | 468.6688 | 476.7739 | 472.7214 | |||
| BWP | 0.0695 | 0.0715 | 119.6257 | 121.6945 | 120.6601 | |||
| CNY | 6.6963 | 6.6965 | 257.0424 | 261.4877 | 259.265 | |||
| CAD | 1.4209 | 1.421 | 1211.3681 | 1232.3175 | 1221.8428 | |||
| CHF | 0.8299 | 0.8303 | 2074.0246 | 2109.8928 | 2091.9587 | |||
| DKK | 6.6506 | 6.6516 | 258.8087 | 263.2845 | 261.0466 | |||
| HKD | 7.8472 | 7.8475 | 219.3436 | 223.1369 | 221.2403 | |||
| INR | 96.6 | 96.61 | 17.8181 | 18.1263 | 17.9722 | |||
| JPY | 158.08 | 158.09 | 10.8884 | 11.0767 | 10.9825 | |||
| KES | 129.8 | 130 | 13.2607 | 13.49 | 13.3753 | |||
| MYR | 4.085 | 4.09 | 421.3545 | 428.6414 | 424.9979 | |||
| MZN | 63.3 | 64.57 | 27.1917 | 27.6619 | 27.4268 | |||
| NZD | 0.5622 | 0.5626 | 967.6772 | 984.4122 | 976.0447 | |||
| ZMK | 19.86 | 19.91 | 86.6683 | 88.1672 | 87.4177 | |||
| NOK | 9.5425 | 9.5452 | 180.3755 | 183.4949 | 181.9352 | |||
Notice of changes on applicable VAT rates and introduction of a new money transfer levy
CDH Investment Bank wishes to inform its valued customers and all stakeholders of the introduction of a 0.05% levy on electronic money transactions, and the adjustment of the value added tax (VAT) rate from the 16.5% to 17.5% on all transactions that attract value added tax
The effective date is May 2026
For more information please contact:
customercare@cdh-malawi.com
info@cdh-malawi.com
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