Malawi’s leading
specialist bank

Rates and resources

Rates and
resources

Access up-to-date interest and forex rates, along with essential forms all in one convenient place

Current interest rates

CDH Investment Bank wishes to advise its valued customers and all stakeholders that the reference rate for January 2026 has been revised from 25.20% to 24.70%.

For more information, please contact us on
customercare@cdh-malawi.com or
info@cdh-malawi.com.

The rate is effective Wednesday, 4th February 2026.

Savings
Prime Investors	9.50%	Balances above K500, 000
Smart Investors	8.00%	Balances above K100, 000

Call accounts
7 day call	6.00%
30 day call	7.00%

Fixed deposits
1 month	8.00%
2 months	8.50%
3 months	9.00%
6 months	Negotiable

Current account	0.25%	Accounts below K50m;

	0.25%	Balances above K50m;

Foreign currency account	0.10%
Landing rate	Contact account relationship
(Malawi reference rate)	Manager for current rate

Currency	Spot Buying	Spot Selling	TT Buy	TT Sell	TT Middle	Cash Buy	Cash Mid	Cash Sell
Date:	Thursday, 22 January 2026
USD	1	1	1716.6667	1751	1733.8334	1810.5	1837.6575	1864.815
GBP	1.3425	1.3434	2379.2507	2422.8622	2401.0564	2505.1925	2542.7704	2580.3482
ZAR	16.2703	16.2769	108.7419	110.848	109.7949	114.6147	116.3339	118.0531
EUR	1.1686	1.1688	2070.0225	2107.9659	2088.9942	2179.5958	2212.2897	2244.9836
AUD	0.68	0.6804	1170.4384	1190.68	1180.5592
AED	3.6721	3.6731	468.7326	476.8389	472.7857
BWP	0.0711	0.0722	122.3797	124.4961	123.4379
CNY	6.9619	6.9626	247.2361	251.5118	249.3739
CAD	1.3823	1.3826	1245.195	1266.7294	1255.9622
CHF	0.7947	0.7952	2165.8903	2203.3472	2184.6187
DKK	6.3915	6.3925	269.3003	273.9576	271.629
HKD	7.7955	7.796	220.7983	224.6168	222.7075
INR	91.612	91.622	18.7883	19.1132	18.9508
JPY	158.69	158.7	10.8465	11.0341	10.9403
KES	128.9	129.1	13.3532	13.5842	13.4687
MYR	4.044	4.051	425.6264	432.9871	429.3068
MZN	63.27	64.54	27.2046	27.675	27.4398
NZD	0.5855	0.5858	1007.7819	1025.2105	1016.4962
ZMK	20.1	20.15	85.6335	87.1144	86.374
NOK	9.9482	9.9534	173.0195	176.0117	174.5156