Malawi’s leading
specialist bank

Rates and resources

Rates and
resources

Access up-to-date interest and forex rates, along with essential forms all in one convenient place

Current interest rates

CDH Investment Bank wishes to advise its valued customers and all stakeholders that the reference rate for January 2026 has been revised from 25.30% to 25.20%.

For more information, please contact us on customercare@cdh-malawi.com or info@cdh-malawi.com.

The rate is effective Tuesday, 6th January 2026.

Savings
Prime Investors	9.50%	Balances above K500, 000
Smart Investors	8.00%	Balances above K100, 000

Call accounts
7 day call	6.00%
30 day call	7.00%

Fixed deposits
1 month	8.00%
2 months	8.50%
3 months	9.00%
6 months	Negotiable

Current account	0.25%	Accounts below K50m;

	0.25%	Balances above K50m;

Foreign currency account	0.10%
Landing rate	Contact account relationship
(Malawi reference rate)	Manager for current rate

An investment account where funds deposited are available immediately

Currency	Spot Buying	Spot Selling	TT Buy	TT Sell	TT Middle	Cash Buy	Cash Mid	Cash Sell
USD	1	1	1716.6667	1751	1733.8334	1810.5	1837.6575	1864.815
GBP	1.3428	1.3436	2379.6049	2423.2229	2401.4139	2505.5654	2543.1489	2580.7324
ZAR	16.5087	16.517	107.1715	109.2472	108.2094	112.9595	114.6539	116.3483
EUR	1.1684	1.1688	2070.0225	2107.9659	2088.9942	2179.5958	2212.2897	2244.9836
AUD	0.6672	0.6676	1148.4067	1168.2672	1158.3369
AED	3.6729	3.6731	468.6305	476.735	472.6828
BWP	0.0704	0.0728	121.1748	123.2704	122.2226
CNY	6.9808	6.9816	246.5667	250.8309	248.6988
CAD	1.3768	1.377	1250.1692	1271.7897	1260.9794
CHF	0.794	0.7944	2167.7997	2205.2897	2186.5447
DKK	6.3926	6.3932	269.254	273.9105	271.5822
HKD	7.7903	7.7904	220.9457	224.7667	222.8562
INR	90.224	90.234	19.0773	19.4073	19.2423
JPY	157.12	157.16	10.9549	11.1443	11.0496
KES	128.9	129.1	13.3532	13.5842	13.4687
MYR	4.074	4.08	422.4921	429.7987	426.1454
MZN	63.27	64.54	27.2046	27.675	27.4398
NZD	0.5753	0.5756	2991.8877	3043.6294	3017.7586
ZMK	22	22.05	78.2379	79.5909	78.9144
NOK	10.0904	10.0955	170.5812	173.5313	172.0563