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Cash Covered Loan

This is a type of loan that is used to cover short term liquidity constraints and is totally secured by the client’s deposit in a Savings Account or a Fixed Deposit Account.


  • Minimum facility amount  of K500 000
  • Maximum of 70% for Smart Savers Account  and 80% for Prime Investors Account and Fixed Deposit Account
  • Loan is repayable within 12 months
  • Interest rate is charged at base rate applicable


  • Same day processing
  • Client can make early repayment without any penalties
  • Interest rate is charged at base rate only
  • No hidden fee
  • Executive Loan

    Executive Loan

  • Asset Financing

    Asset Financing

  • Prime Investors A/c

    Prime Investors A/c

  • International Trade

    International Trade

  • Cash Covered Loan

    Cash Covered Loan

  • Foreign Currency Swaps

    Foreign Currency Swaps

  • Financial Planning

    Financial Planning

  • Careers